Medicare has four main parts, each covering a different type of care. Think of them as pieces of a puzzle that fit together to create your health coverage.

• Part A – Hospital insurance

• Part B – Medical insurance

• Part C – Medicare Advantage

  (an all-in-one option through private plans)

• Part D – Prescription drug coverage

Each part works a little differently, with its own costs, benefits, and rules. Understanding the basics helps you choose the coverage that fits your health needs and budget.