Terms of Use
Effective Date: Jan 1, 2025

Welcome to Life and Health Insurance For All. By using this website, you agree to the following terms and conditions. Please read them carefully.

1. Informational Purposes Only
The content on this website is for educational and informational purposes only. It is not legal, tax, financial, or medical advice. Always consult qualified professionals for advice about your personal situation.

2. No Guarantee of Coverage or Eligibility
Insurance information provided here is general. Your eligibility and coverage depend on the terms of your actual policy and applicable laws. For full details, contact Medicare, Medicaid, or your insurance provider.

3. No Client Relationship
Visiting this site or submitting your information does not create a client or agent relationship. A relationship is established only when you speak with a licensed agent and complete all required documentation.

4. Communications Consent
By submitting your contact information, you consent to receive communications by phone, email, or text. Message/data rates may apply. You may opt out at any time, as described in our Privacy Policy.

5. Intellectual Property
All content on this site is the property of Life and Health Insurance For All unless otherwise noted. You may not copy, reproduce, or distribute content without prior written permission.

6. Limitation of Liability
We make reasonable efforts to keep this website updated and accurate, but we do not guarantee completeness or accuracy. We are not liable for damages resulting from use of this site.

7. Third-Party Links
This site may contain links to external websites. We are not responsible for the content or privacy practices of third-party sites.

8. Changes to These Terms
We may update these Terms at any time. The “Effective Date” above will reflect the latest revision.

9. Contact Us
Life and Health Insurance For All
Email: lifeandhealthinsuranceforall@gmail.com
Phone: (585) 480-6072
Website: www.lifeandhealthinsuranceforall.com