Medicare Part C (Medicare Advantage) Fact Sheet
What is Medicare Part C?
Medicare Advantage (Part C) is an alternative way to receive your Medicare benefits. It’s offered through private insurance companies approved by Medicare.
What Part C Covers
Everything Part A and Part B cover
Often includes Part D (drug coverage)
May include extra benefits like dental, vision, hearing, fitness, transportation, or over-the-counter allowances
Costs
You must still pay your Part B premium ($174.70 in 2024).
Some Advantage plans have a $0 monthly plan premium.
Costs vary by plan (copays, coinsurance, out-of-pocket maximums).
⚠️ Important: Advantage plans have provider networks and service areas. Check that your doctors and hospitals are included.
Michael’s Story:
Michael chose a Medicare Advantage plan because he wanted one ID card, one monthly premium, and extras like dental and vision. He liked the simplicity of having everything bundled.
