Medicare Part C (Medicare Advantage) Fact Sheet
What is Medicare Part C?
Medicare Advantage (Part C) is an alternative way to receive your Medicare benefits. It’s offered through private insurance companies approved by Medicare.
What Part C Covers
Everything Part A and Part B cover
Often includes Part D (drug coverage)
May include extra benefits like dental, vision, hearing, fitness, transportation, or over-the-counter allowances.
Costs (2026)
You must still pay your Part B premium ($202.90 per month in 2026).
Some Medicare Advantage plans have a $0 monthly plan premium (in addition to the Part B premium).
Costs vary by plan and may include copays, coinsurance, and an annual out-of-pocket maximum.
⚠️ Important: Advantage plans have provider networks and service areas. Check that your doctors and hospitals are included.
Michael’s Story:
Michael chose a Medicare Advantage plan because he wanted one ID card, one monthly premium, and extras like dental and vision. He liked the simplicity of having everything bundled.
