Medicare Cost Estimator
Get a simple ballpark idea of your Medicare costs. Answer a few short questions about your health care use, income, and coverage situation. We’ll show:
- ✔ An estimated monthly and yearly cost
- ✔ A clear breakdown (Part B, Part D, Medigap, or Medicare Advantage)
- ✔ Guidance for your situation (VA, retiree benefits, COBRA, disability, etc.)
This tool is educational only. Real costs depend on your county, plan, and prescriptions.
Tip: If your income dropped since two years ago, you can ask Social Security for an IRMAA review.
This checks if a higher-income add-on (IRMAA) may apply to Part B and Part D.
Important: This tool is for education only and is not part of Medicare or any government program. We are not connected with or endorsed by the U.S. government or the federal Medicare program.
We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE (1-800-633-4227), or your local State Health Insurance Program (SHIP) to get information on all your options. TTY: 1-877-486-2048.
Costs change by county, plan, and year. Higher-income adjustments (IRMAA) are based on your tax return from two years ago.
We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE (1-800-633-4227), or your local State Health Insurance Program (SHIP) to get information on all your options. TTY: 1-877-486-2048.
Costs change by county, plan, and year. Higher-income adjustments (IRMAA) are based on your tax return from two years ago.
Sign up below for a free no obligation call to learn more about Medicare.